debt collector

Can a Debt Collector Garnish Social Security?

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Can a debt collector garnish Social Security is one of the most common and urgent financial questions facing older Americans and people with disabilities in 2025. As of today, U.S. law continues to provide strong protections for Social Security benefits, but those protections are not absolute. While most private debt collectors cannot take Social Security … Read more

Understanding the Statute of Limitations in Debt Lawsuits

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Are HSAs Exempt in Bankruptcy? A Comprehensive Guide

The statute of limitations is a critical aspect of debt lawsuits that can significantly impact your defense. It refers to the maximum period during which a creditor or debt collector can legally sue you to collect a debt. Once this period expires, the debt becomes time-barred, meaning the creditor can no longer use the courts … Read more