Filing for bankruptcy activates an automatic stay, a powerful legal protection that halts most collection efforts, including wage garnishments. Here’s how it works: What Is an Automatic Stay? An automatic stay is a court-ordered injunction that goes into effect immediately upon filing for bankruptcy. It prohibits creditors from pursuing collection activities, such as: This legal … Read more
In a significant development, Georgia Lieutenant Governor Burt Jones will not face criminal charges related to his role as a false elector for Donald Trump during the 2020 presidential election. Special prosecutor Peter Skandalakis announced the decision, determining that Jones acted within his duties as a state senator and relied on legal advice when participating … Read more
Navigating the complexities of debt recovery, especially when dealing with organizations like Rent Recovery Solutions (RRS), can be challenging. This article explores effective strategies to defeat Rent Recovery Solutions, offering insights into what RRS is, its legitimacy, and how to handle their actions. By understanding RRS’s operations and employing the right techniques, you can protect … Read more
Navigating bankruptcy can be a challenging process, especially when it comes to making critical decisions like whether or not to sign a reaffirmation agreement. The question “What happens if you don’t sign a reaffirmation agreement?” is one that holds significant importance for individuals under Chapter 7 bankruptcy. In this blog, we’ll explore the implications of … Read more
When facing financial hardships, many people worry about the fate of their retirement savings, specifically their 401(k), if they file for bankruptcy. This article delves into the protection of 401(k) accounts during bankruptcy, providing a comprehensive understanding of the legal safeguards and potential risks involved. We will explore the general protections offered by federal law, … Read more
Filing for Chapter 7 bankruptcy can be a daunting and complex process, especially when it comes to managing your financial accounts. One of the most common concerns for individuals going through bankruptcy is whether they can keep their checking account during the proceedings. This article will explore the intricacies of maintaining a checking account while … Read more
The statute of limitations is a critical aspect of debt lawsuits that can significantly impact your defense. It refers to the maximum period during which a creditor or debt collector can legally sue you to collect a debt. Once this period expires, the debt becomes time-barred, meaning the creditor can no longer use the courts … Read more
The American justice system can be a complex and intimidating landscape. Facing a legal issue, whether it’s a dispute with a landlord, a child custody case, or a debt collection matter, can be overwhelming. Hiring a lawyer is often seen as the only solution, but the cost can be a significant barrier for many. Fortunately, … Read more
Financial difficulties are a stressful reality for many people. Sometimes, filing for bankruptcy becomes the best option to manage overwhelming debt and achieve financial stability. But along with the legal and financial implications comes a lingering question: is bankruptcy public record? This article delves into the world of public records and bankruptcy, exploring the accessibility … Read more
When facing overwhelming debt, many individuals consider bankruptcy as a potential solution. Chapter 7 bankruptcy, in particular, offers a fresh start by wiping out most unsecured debts. However, not everyone qualifies for this type of bankruptcy. One of the key factors in determining eligibility is the Chapter 7 bankruptcy income limits. This comprehensive guide will … Read more