Does All Debt Go Away With Bankruptcies? A 2025 U.S. Guide

Many Americans continue to ask an important question during financial hardship: does all debt go away with bankruptcies? As of December 2025, the confirmed answer remains no. Bankruptcy eliminates many types of debt, but not every financial obligation disappears. Several debts stay in place even after a discharge, and understanding the current rules can help … Read more

Understanding Credit Card Wage Garnishment : [Insights 2024]

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Understanding credit card wage garnishment is essential for anyone facing financial difficulties due to credit card debt. This article delves into how creditors can legally seize a portion of your wages to recover unpaid debts, the legal processes involved, and strategies to prevent or stop garnishment. We will also explore its implications for credit scores, … Read more

How to Beat a Midland Funding LLC Debt Lawsuit

Beat a Midland Funding LLC Debt Lawsuit

By understanding the debt collection process, knowing your rights, and exploring your options, you can Beat a Midland Funding LLC Debt Lawsuit If you’ve received correspondence from P.O. Box 340 Waite Park MN, you’re likely dealing with a debt collection situation. This article will explore the connection between this address and Midland Funding LLC, shedding … Read more

Understanding the Statute of Limitations in Debt Lawsuits

Are HSAs Exempt in Bankruptcy? A Comprehensive Guide

The statute of limitations is a critical aspect of debt lawsuits that can significantly impact your defense. It refers to the maximum period during which a creditor or debt collector can legally sue you to collect a debt. Once this period expires, the debt becomes time-barred, meaning the creditor can no longer use the courts … Read more

Silencing the Mystery: How to Handle Calls from 855-419-7365

How to Handle Calls from 855-419-7365

The insistent ring of your phone. An unfamiliar number flashes on the screen. You answer cautiously, only to be met with an automated voice or a cryptic message urging you to call back at 855-419-7365. This number has become a source of frustration and confusion for many, often associated with unwanted calls and potential financial … Read more