What happens if you default on student loans can include damaged credit, collection activity, loss of federal aid eligibility, and difficulty accessing other borrowing options. The latest federal student loan updates also matter because repayment rules changed in 2026, including the launch of the Repayment Assistance Plan and changes affecting borrowers who fall behind. Federal … Read more
The Student Loan Changes 2026 are reshaping how millions of Americans repay federal education debt. New repayment options took effect July 1, while major changes to graduate borrowing, Parent PLUS loans, income-driven repayment and automatic-payment benefits are also being implemented. Borrowers with older loans may have different choices from people receiving new federal loans, making … Read more
How to refinance student loans is an increasingly important question for U.S. borrowers as private refinance rates, federal repayment rules, and borrowing costs continue to change in 2026. The Federal Reserve raised its benchmark rate by 0.25 percentage point on September 16, while private student-loan refinancing offers remain highly dependent on credit, income, loan term … Read more
Student loan debt remains a major financial challenge for millions of Americans, leading many prospective service members to ask, will the military pay for student loans? The answer is yes—but not in every situation. Several branches of the U.S. military offer student loan repayment benefits for eligible recruits and service members, though the amount, eligibility … Read more
CRI student loans are now a major point of attention for millions of U.S. borrowers as federal student loan servicing continues to evolve in 2025. With ongoing servicer transitions, repayment enforcement resuming nationwide, and repayment plans undergoing changes, borrowers connected to CRI need clear, accurate, and current information to manage their loans confidently. This long-form … Read more
AES student loans remain a major topic for millions of U.S. borrowers as repayment rules, federal policies, and servicing responsibilities continue to evolve in 2025. As of today, American Education Services (AES) continues operating as a student loan servicer, primarily managing private student loans and older federal loans issued before 2010. Borrowers with AES accounts … Read more
Student loan debt remains a major financial factor for millions of Americans, and will student loans affect buying a house is one of the most common questions facing potential homebuyers today. As of 2025, confirmed updates show that student loans directly influence mortgage approval through credit scores, debt-to-income ratios, and a buyer’s ability to save … Read more